0000009059 00000 n 0000114192 00000 n The protection level option selected in the indexed account helps protect you from some downside risk. Lincoln Financial Groupaffiliates, their distributors, and their respective employees, representatives, and/or insurance agents do not provide tax, accounting, or legal advice. Oops! None of the Licensor Parties shall be (a) liable (whether in negligence or otherwise) to any person for any error in the Index or (b) under any obligation to advise any person of any error therein. There is no additional tax-deferral benefit for an annuity contract purchased in an IRA or other tax-qualified plan. The annuitys value fluctuates with the market value of the underlying investment options, and all assets accumulate tax-deferred. https://www.lincolnfinancial.com/public/microsite/leveladvantage. Participation with upside, Spread account Due to its financial strength and stability, Lincoln National Life Insurance Company has received high ratings from the major insurance carrier rating agencies, including a(n): While variable annuities have taken somewhat of a back seat to other, safer, alternatives like fixed and fixed indexed annuities over the past decade, there is a definite niche for these products particularly with those who are seeking the opportunity for a higher rate of return, as well as the tax-deferred growth of assets. I am a dentist or work in a dental office and need to verify patient eligibility. In the case below, the Lincoln Level Advantage difference was $20,000. H|OJ1Wc=$Iv7UB! Please call for free prospectuses. Talk with your financial professional to decide what option is appropriate for your investment goals. 0000035875 00000 n The interest is credited to theLincoln Level Advantageaccount at the end of the six-year term. {{invescoOverlay.funDetail.fundInceptionDate}}, {{invescoOverlay.funDetail.priceBookRatio}}x, {{invescoOverlay.funDetail.priceEarningsRatio}}x, {{invescoOverlay.funDetail.dividendYield}}%, {{invescoOverlay.performanceData.changeFrmPrevDayPerformance}}, YTD as of {{invescoOverlay.fundPerformanceData.fullperfData.productPerformance.lastDailyPerfDate}}, {{invescoOverlay.performanceData.perfValueYtd1}}, YTD as of {{invescoOverlay.fundPerformanceData.fullperfData.productPerformance.monthlyPerformanceYtd2Date}}, {{invescoOverlay.performanceData.perfValueYtd2}}, {{invescoOverlay.performanceData.perfValueOneMonth}}, {{invescoOverlay.performanceData.perfValueThreeMonth}}, {{invescoOverlay.performanceData.perfValueOneYear}}, {{invescoOverlay.performanceData.perfValueThreeYear}}, {{invescoOverlay.performanceData.perfValueFiveYear}}, {{invescoOverlay.performanceData.perfValueTenYear}}, {{invescoOverlay.performanceData.perfValueSinceInception}}, {{invescoOverlay.funDetail.uvInceptionDate}}, Year End {{invescoOverlay.fundPerformanceData.fullperfData.productPerformance.lastUnitValueYearDate}} unit value, Daily as of {{invescoOverlay.fundPerformanceData.fullperfData.productPerformance.lastUnitValueDate}} unit value. 0000008617 00000 n with the annual lock account. This charge is in addition to the applicable death benefit charge that is assessed against the annuitys sub-accounts, and the charge is based on your account value at the beginning of each rider year, less the periodic income payment(s) for that year. The company ranks #3 in variable annuity sales, #12 in fixed indexed annuity sales, #16 in total fixed annuity sales, and #8 in total annuity sales. by prudent Tue Jul 03, 2018 11:26 am, Post I am considering investing $100k in the above annuity. If the index performance is positive, the account will begin earning when performance exceeds the spread. The status of the frequency regulation for short and long range radar is summarized because of its impor-tance for car . function formatDate(date){ 1.5 Baths. 6~x~AvylxmOmB\mh?dTE>uQ^ y~!bf]r^`Gv`!#=uuuuu-YdVY%>aFX#s }>RK'{S)g0BgY,Yy{{yyyyyyyyy*]T{IIiy0A}?S>.[ 4k Attending that even may even be what has brought you here to our site in search of additional details. utag_data["page_name"] = "Lincoln Level Advantage B-Share"; utag_data["page_url"] = document.URL; 0000002025 00000 n Learn more about protection 2 Growth Which strategy do you want for growth? 0000010196 00000 n If you prefer flexibility to reallocate your investment each year, this strategy also has a 1-year term option. The annuity and your proposed structure have different instruments, so they'll perform differently. uuid:2f10da4a-7bb9-c248-9e0d-b4ff53ad3a22 Check out a review here and be sure to scroll down and look at the fees. Products and features are subject to state availability. Service Center Phone: 877-534-8255. 0 Performance caps, performance trigger and participation rates are declared by The Lincoln National Life Insurance Company at its discretion. The securities referred to herein are not sponsored, endorsed or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities, or any index on which such securities are based. var dateObj = new Date(date); by grok87 Tue Jul 03, 2018 11:25 am, Post Please call 888-868-2583 for free prospectuses. Lock in market performance upgrade your browser to the latest version from Microsoft, or download Google Chrome or Firefox. Jackson National Perspective II Lifeguard Freedom Flex, Independent Review of the Lincoln National Life Level Advantage Advisory Indexed Variable Annuity, website, the Level Advantage indexed variable annuity, prospectus for the Lincoln Level Advantage Advisory variable and index-linked annuity, go HERE, Independent Review of the Lincoln Financial MYGuarantee Plus Fixed Deferred Annuity, Independent Review of the Lincoln National Covered Choice 5 Annuity, Independent Review of the Lincoln National Lincoln OptiChoice Fixed Index Annuity, Independent Review of the Lincoln National Life ChoicePlus Assurance Fee-Based Variable Annuity, Independent Review of the Lincoln ChoicePlus Assurance Variable Annuity, Independent Review of the Lincoln National Life Core Income Built with iShares Variable Annuity, Independent Review of the Lincoln Financial Lifetime Income Edge Fixed Index Annuity, Independent Review of the Lincoln American Legacy Variable Annuity, Independent Review of the Lincoln Life Insurance Companys Level Advantage B Share Annuity, Independent Review of the Lincoln New Directions Annuity, Independent Review of the Lincoln National Life Covered Choice Advisory 5 Annuity, Independent Review of the Lincoln National Life Lincoln OptiBlend 5 Fixed Indexed Annuity, Independent Review of the Lincoln National Life Lincoln Core Capital Annuity, Independent Review of the Lincoln National Life Lincoln OptiBlend 10 Fixed Indexed Annuity, Independent Review of the Lincoln Financial Deferred Income Solutions Advisory Annuity, Realistic long-term performance and return expectations, Who may want to consider a different option, Account Value death benefit charge of 0.10%, and/or a, Guarantee of Principal (GOP) death benefit fee of 0.30%. Transaction Size Commission Rate (Flat Charge) 1, 2 Frequency Minimum commission is . We represent a team of knowledgeable annuity pros who are focused on providing our visitors thorough yet non-biased annuity reviews. utag_data["page_breadcrumb"] = "Annuities & protected income"+">"+utag_data["page_breadcrumb"]; One cannot invest directly into an index. visitorSegments = "LFGGen_null"; The foregoing indices (collectively, the Nasdaq Indices) and trademarks have been licensed for use for certain purposes by FTIS and Licensee in connection with the FTIS Index and Product. Similarly, there is also an added cost to add the guarantee of principal death benefit. through other affiliates. utag_data["page_url"] = document.URL; Lets see what would happen to $100,000 invested in a 6-year indexed spread account that tracks the S&P 500 Index, one of several index options available. The values in scenario 1 are for illustrative purposes only and are intended to show the mechanics of the indexed spread account. While those statistics are all good reasons to go to . Required fields are marked *. Radnor, PA. Securities and investment advisory services offered -B &yK#U*[d.-r}%5>Tz)R:!{eG()p AQ *RME?q+0)j5:sje+=Rr)U#[`xa}.=K'6r< A_Brqd#*JS%,i8n>4m.j-5msZ`jj)-pAc7VjqsmSefOZ^8^q,9K03 B&GoK{xL3r1~v\xfZ7iK7@kW".#yaAF%g81F%y@`rj4bBlhH{)M"0P%$F1scjlm T%U @P9@ {@yf&Q`#l` 4+ - lTWLK~P.8#"36q2bffg ,2X" v22+aLj&df4Vc }t*B_p!bQFN v Phone: 877-533-5630 0000020604 00000 n to learn more about individual annuity products and resources. There are no explicit fees associated with the indexed-linked account options available. utag_data["page_referring_url"] = document.referrer; 6,075 Sq. So, be sure to check back with us soon to see any updates. None of the Licensor Parties have provided or will provide any financial or investment advice or recommendation in relation to the Index to The Lincoln National Life Insurance Company or to its clients. For the latest (and greatest) Lincoln Level Advantage experience, go to return formattedDate; <]/Prev 324084/XRefStm 2025>> The annuity and your proposed structure have different instruments, so they'll perform differently. The Lincoln National Life Insurance Company does not . Lincoln Financial Group is the marketing name for Lincoln National Corporation and insurance company affiliates, including The Lincoln National Life Insurance Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity Company of New York, Syracuse, NY. In fact, some of these sites make some pretty bold claims, such as: Yet, even though these sites may be able to provide you with some of the information that you need, we dare say that the website that you are on right now will provide you with much more of the in-depth information that is required for making a good, solid purchase decision. This report contains information (the Information) sourced from MSCI Inc., its affiliates or information providers (the MSCI Parties) and may have been used to calculate scores, ratings or other indicators. It comes in a non-commission-paying Advisory version, a B share and a B class. Youll know what rate youll earn in an up or flat market. It is not indicative of real results. The foregoing index and trademarks have been licensed for use for certain purposes by Licensee in connection with the Product. So, just simply contact us herevia our secure online contact form now. company affiliates, including The Lincoln National Life Insurance As of year-end 2018, Lincoln National is the 4th largest life and health insurer in the U.S., based on revenue. This article is our personal review of their agent sales career opportunity and our personal opinions of the company. with the 1-year and 6-year indexed account. XyLx(nQq~SfNhhfKjW,Jl:3u} Rate Enhancement Rider RPM 10 Income Multiplier GLWB Rider (80+) . 0000013942 00000 n With flexible options, you can build a product to fit your personal risk profile and investing approach with opportunities to adjust as your strategy changes. I will not be buying an annuity. Lincoln Level Advantageindexed variable annuity is a long-term investment product designed for retirement purposes. Indexed-linked variable annuity products are complex insurance and investment vehicles and are subject to surrender charges for early withdrawals. with the participation rate account. Scenario 2 is hypothetical and for illustrative purposes only. A new performance trigger rate is declared for each additional term. Lincoln Level Advantageindexed variable annuities (contract form 30070-A 8/03 and state variations*) are issued by The Lincoln National Life Insurance Company, Fort Wayne, IN, and distributed by Lincoln Financial Distributors, Inc., a broker-dealer. by Stinky Tue Jul 03, 2018 11:19 am, Post If you are using our Services via a browser you can restrict, block or remove cookies through your web browser settings. I administer my company's Retirement Plan, Group Benefits Plan or LifeComp policy. utag_data["page_l"+'4'] = "Variable annuities"; Rates Subject to Change. Company of New York, Syracuse, NY. In this review of the Lincoln National Life Level Advantage Advisory annuity, we will be covering the following details: Annuities can be complex. Public utility services available which make it ready to build. utag_data["page_l"+'1'] = "Individual"; Experience theLincoln Level Advantage difference for yourself. Participation with upside, Annual lock 877-533-1022. %PDF-1.6 % The Variable index tracks the S & P 500 index, offers a 20% level of protection, must be held for 6 years, and has a performance cap of 150%. The indices used are price indices and do not reflect dividends paid on the underlying stocks. SOLD JUN 10, 2022. Company, Fort Wayne, IN, and in New York, Lincoln Life & Annuity The level of the index may reflect the deduction of an annual fee. CareerBuilder TIP. Due to a planned power outage on Friday, 1/14, between 8am-1pm PST, some services may be impacted. utag_data["page_l"+'3'] = "Annuities & protected income"; utag_data["page_name"] = "LLAVA Rate Sheets Page"; If you value flexibility and predictability, then this option may be right for you. If you prefer a simple approach to maintaining a balanced portfolio, consider this option. NE Regatta Way, Lincoln City, OR 97367 listed for $58,860. 400 0 obj <> endobj document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); AnnuityGator.com offers independent annuity product reviews. Lincoln Level Advantage indexed variable annuity B-Class rate sheet Rates are effective 9/01/20 1-year term caps 20% protection level 100% protection level S&P 500 Index 8.00% 1.25% 6-year annual lock caps 10% protection level S&P 500 Index 11.50% Capital Strength IndexSM (First Trust) 10.50% Russell 2000 Index 11.50% MSCI EAFE Index .